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Are you one of the millions of Texans who has been denied healthcare coverage due to a pre-existing condition? At Texas Healthcare Specialists, we know what a struggle it can be to access affordable health insurance when you find yourself or a member of your family in this situation. Our agents are experts at navigating through the options and conditions of Texas health insurance policies. We will find you a health insurance plan in Texas that fits your needs and budget.
The Texas High Risk Pool, TXHRP, may be a good choice for certain individuals with pre-existing conditions. The TXHRP was designed to provide major medical coverage for Texans who are unable to obtain health insurance due to medical conditions or for those who qualify as “Federally Eligible Individuals.” The agents at Texas Healthcare Specialists are here to help you understand the guidelines for determining if you qualify for the Texas High Risk Pool. For more information, visit "TXHRP".
Here at Texas Healthcare Specialists, we do offer other guaranteed issue health plan options to consumers whose needs are not met by the Texas High Risk Pool. These types of plans are usually less expensive than the TXHRP, but they come with certain limitations. We strongly encourage you to speak with one of our agents to make sure you understand the limitations included in your policy. Our Texas health insurance agents will recommend health plans that are HIPAA certified to ensure you will be able to maintain quality coverage should you have the need to change plans in the future. We recognize that Texans have unique medical and financial needs, and we make it a priority to help find coverage that will keep those needs protected. To view the benefit options and premium costs for these plans, click on this "Guaranteed Issue Health Plans" link.
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